Privacy Policy

1. Information We Collect

• App Store account information for subscription management
• Transaction and receipt data
• Bank account and transaction data retrieved via Plaid
• iCloud data for syncing your ledger entries

2. Subscription Data

• We process subscription transactions through Apple's App Store
• Your payment information is handled securely by Apple
• We do not store your payment details
• Subscription status is used to provide access to premium features

3. Data Usage

• Your data is used to provide and improve our services
• We use AI to process receipts and transactions
• Analytics help us understand app usage and improve features
• We do not sell your personal information

4. Data Storage & Retention

• Your ledger data is stored securely in iCloud
• Local data is stored on your device
• Backups are encrypted by Apple and iOS
• You can delete all your data at any time using the 'Delete All My Data' option in Settings, which permanently removes all local and iCloud data
• When you request deletion, your data is deleted immediately from your device and iCloud

5. Analytics & Third-Party Services

• We use Apple's StoreKit for subscriptions
• Plaid securely connects your bank account and provides transaction data
• AI services process receipt data
• We do not sell your personal information
• All third-party services comply with privacy laws

6. Children's Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13.

7. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
Avirum LLC
Email: admin@avirumapps.com