Terms and Conditions for Ledgify

1. Introduction

Welcome to Ledgify ("the App"), a personal business accounting application developed and operated by Avirum Apps ("we," "us," or "our"). By downloading, accessing, or using the App, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Account Registration

2.1 User Account

To use certain features of the App, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities that occur under your account.

2.2 Accurate Information

You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3. User Content

3.1 User Responsibility

You retain ownership of any content you upload, submit, or display through the App ("User Content"). By uploading User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, modify, create derivative works from, distribute, publicly display, and publicly perform your User Content for the purpose of operating and providing the App.

3.2 Prohibited Content

You agree not to upload, transmit, or share User Content that: (a) infringes any third party's intellectual property rights; (b) violates any law or regulation; (c) is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable; or (d) jeopardizes the security of your account or anyone else's.

4. AI Processing and Data Usage

4.1 AI Features

The App uses artificial intelligence to process receipts and create ledger entries. By using these features, you acknowledge that AI technology is not perfect and may make errors in data extraction or interpretation.

4.2 Training Data

We may use anonymized data from your use of the App to improve our AI systems and services. This data will be stripped of any personally identifiable information before being used for training purposes.

4.3 Third-Party AI Services

The App may use third-party AI services (such as Anthropic's Claude) to process data. By using the App, you agree to the terms and privacy policies of these third-party services as well.

5. Privacy and Data Security

5.1 Privacy Policy

Our Privacy Policy, available at avirumapps.com/privacy, explains how we collect, use, and protect your personal information. By using the App, you agree to our Privacy Policy.

5.2 Data Security

We implement reasonable security measures to protect your data. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

5.3 iCloud Storage

The App uses iCloud to store and sync your documents. Use of iCloud is subject to Apple's terms and conditions.

6. Intellectual Property Rights

6.1 App Ownership

The App, including all intellectual property rights in the App and its content (excluding User Content), belongs to Avirum Apps or its licensors. These Terms do not transfer any ownership rights to you.

6.2 License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial purposes.

6.3 Restrictions

You may not: (a) copy, modify, or create derivative works of the App; (b) reverse engineer, decompile, or disassemble the App; (c) rent, lease, loan, sell, distribute, or sublicense the App; or (d) remove any proprietary notices or labels on the App.

7. Limitation of Liability

7.1 Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7.2 Financial Decisions

The App is designed as a tool to help with business accounting, but we are not responsible for any financial or business decisions you make based on information provided by the App.

7.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL AVIRUM APPS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM: (A) YOUR USE OF OR INABILITY TO USE THE APP; (B) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN; OR (C) ANY ERRORS OR OMISSIONS IN THE APP'S OPERATION.

8. Termination

8.1 Termination by You

You may terminate your use of the App at any time by uninstalling the App from your device.

8.2 Termination by Us

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including if you breach these Terms.

8.3 Effect of Termination

Upon termination, your right to use the App will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

9. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes through the App or via email. Your continued use of the App after such modifications constitutes your acceptance of the modified Terms.

10. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the state of California, without regard to its conflict of law principles. Any dispute arising from or relating to these Terms or the App shall be resolved exclusively in the state or federal courts located in Santa Clara County, California.

11. Export Regulations

The App may be subject to U.S. export control laws. You agree not to export, re-export, or transfer the App to any country or entity subject to U.S. export restrictions.

12. General Provisions

12.1 Entire Agreement

These Terms constitute the entire agreement between you and Avirum Apps regarding the App and supersede all prior agreements and understandings.

12.2 Severability

If any provision of these Terms is found to be unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.

12.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

12.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign these Terms without restriction.

13. Contact Information