Terms and Conditions

1. Acceptance of Terms

By downloading, installing, or using the Ledgify app ("the App"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Ledgify is a personal finance tracking application that allows users to record, organize, and analyze their financial transactions. The App provides features such as: natural language transaction entry, AI-powered receipt scanning and data extraction, transaction editing and categorization, financial summaries and CSV export, optional Gmail integration for automated transaction import, and iCloud sync for data backup. The App is intended for casual, personal, and small business use only. It is not a substitute for professional accounting, tax, or financial advice.

3. User Responsibilities

• Accuracy: You are solely responsible for reviewing, editing, and ensuring the accuracy of all transactions and data entered or imported into the App, including those processed by AI or imported from Gmail.
• AI Limitations: The App uses artificial intelligence (AI) to extract and categorize data from receipts and natural language input. AI systems may occasionally make mistakes, misinterpret data, or behave unpredictably. You must review and correct all AI-generated entries.
• Data Security: You are responsible for maintaining the security of your device and your Apple ID. Do not share your login credentials with others.

4. AI and Automated Features

The App uses AI and machine learning models to process receipt images and natural language text. While we strive for high accuracy, AI-generated results may be incomplete, incorrect, or misleading. You must review and verify all AI-generated or imported transactions. Avirum LLC is not responsible for any errors, omissions, or inaccuracies in your financial records resulting from AI or automated features.

5. No Financial, Legal, or Tax Advice

The App is not a financial, accounting, or tax service. It does not provide financial, investment, legal, or tax advice. The App is intended for tracking and organizational purposes only. You should consult a qualified professional for any financial, accounting, or tax matters. Avirum LLC assumes no liability for any actions taken based on information provided by the App.

6. Limitation of Liability

No Warranty: The App is provided 'as is' and 'as available' without warranties of any kind, express or implied.
No Liability: To the maximum extent permitted by law, Avirum LLC and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of data, loss of profits, or other intangible losses, resulting from: your use or inability to use the App; any errors, inaccuracies, or omissions in the App's data or features (including AI-generated content); unauthorized access to or alteration of your data; or any other matter relating to the App.

7. User Data

The App may collect and store data you provide, including transaction details, receipt images, and email data (if Gmail integration is enabled). Data is stored locally on your device and, if enabled, in your iCloud account. Some features may require secure transmission to Avirum LLC's servers or third-party services for processing (e.g., AI receipt extraction). For detailed information about how we handle your data, please review our Privacy Policy.

8. Subscription and Payments

The App offers a free trial and paid subscription options. Subscriptions are managed via your Apple ID and the App Store. All payments, renewals, and cancellations are handled by Apple. Please refer to Apple's terms for details.

9. Modifications to Service

Avirum LLC reserves the right to modify, suspend, or discontinue the App or any part thereof at any time, with or without notice.

10. Termination

Avirum LLC may terminate or suspend your access to the App at any time, without notice, for conduct that it believes violates these Terms or is harmful to other users or the business.

11. Governing Law

These Terms are governed by the laws of the State of Washington, United States, without regard to its conflict of law principles.

12. Contact

For questions or support, contact: Avirum LLC, Email: admin@avirumapps.com

13. Changes to Terms

Avirum LLC may update these Terms at any time. Continued use of the App after changes constitutes acceptance of the new Terms.